How Affordable It Is To Correct Your Eye Vision With LASIK?
More than 90% of Lasik surgery patients are eligible for financial assistance. Many of these plans have low monthly costs, and others don’t even require a deposit! If you’ve ever pondered Lasik surgery, you’re in for a treat! It could be significantly less expensive than you anticipated.
Vision You Deserve
The average American who need vision correction purchases glasses every two years, spending between $200 and $600 per pair. Over the course of 20 years, they will spend between $2,000 and $6,000 on glasses. Keeping track of your glasses and remembering to clean them adds extra trouble and frustration to your daily routine for people who don’t wear glasses all of the time. Contact lenses are an excellent alternative for persons who dislike the appearance of spectacles. Despite this, the majority of contact lens users will spend $250 on contact lens supplies each year, totalling to $5,000 over the course of 20 years. In 2017, the average cost of Lasik surgery was $2,088 per eye, with effects lasting a lifetime. The cost will vary depending on the surgeon’s reputation and the technology used. Wavefront technology, for example, is used to get the best vision correction. Most individuals have 20/20 vision or better after surgery.
What Is The Procedure for Lasik Surgery?
Lasik surgery reshapes the cornea to focus light entering the eye on the retina, resulting in better vision. It is a painless procedure that takes about fifteen minutes to complete for both eyes. The majority of people notice an immediate improvement in their vision. Because your vision may be blurred after surgery, you will require someone to drive you home. However, lucidity usually improves by the next morning. Patients should take a day or two off work and avoid strenuous exercise for a week following surgery. At your follow-up appointment, doctors will assess if you can drive without glasses. The majority of people already have 20/40 vision or better.
Who Is a Candidate for Lasik Surgery?
Candidates for Lasik surgery must be at least eighteen years old and in generally good condition. They should not have diabetes or any other immune-related diseases that require treatment. There must be no diseased eyes, no lazy eyes, and no muscular imbalances. Patients’ vision should be stable and free of dry eyes. During your free initial visit, your doctor will determine whether your corneal thickness is suitable for surgery. Candidates for eye surgery should have no mental problems. They should not be pregnant or breastfeeding at the time of the operation.
Cost of Lasik and Insurance Options
Lasik surgery is a long-term investment that will pay off in the long run. Obtaining it today, on the other hand, may appear to be a daunting endeavor. The quantity of savings and discounts available to people considering Lasik surgery may surprise you. Employers and insurance companies understand that persons with good eyesight are often happier and healthier. They are happy to assist you in making future investments.
Account for Flexible Spending
Many companies offer their employees a Flexible Spending Account. You’ll be able to estimate the cost of your operation and start saving after your free Lasik consultation and preoperative exam. Contributions to an FSA are tax-deductible. In 2018, the maximum allowable contribution to an FSA was $2,650.
Health Savings Accounts (HSAs)
Employers may also provide their employees tax-advantaged Health Savings Accounts. In contrast to an FSA, an HSA allows you to “roll money over” into the following year if you do not use it the first year. To be eligible for an HSA, employees must be enrolled in a high-deductible health plan at work. They can make tax-free contributions of up to $3,450 per individual and $6,900 per family per pay period. Contributing to an HSA for two to five years could help you save up for Lasik surgery. Following that, your vision correction budget should be significantly lowered.
What Insurance Options Do I Have?
Lasik procedures are frequently denied by health and vision insurance companies. In addition, Lasik Vision can match your insurance coverage. They will match insurance discounts for up to 20% of the procedure’s cost. Contact your insurance provider or your employer’s human resources department to find out if your insurance plan covers Lasik surgery. Depending on the nature of your profession, military personnel may be eligible for free Lasik treatment.
Alternative Financing Alternatives
Financial institutions that specialize in funding elective procedures like Lasik surgery exist. Many businesses provide fixed-rate programs with long-term payments. Many Lasik clinics and private operations are financed by these companies. As of 2017, 41% of refractive surgeons in the United States offered customized financing and payment solutions. Some companies negotiate discounted rates with Lasik Centers, while others offer subsidized health insurance that covers a portion of the cost.